Akash Pharande If you think getting a home loan is just about having a decent credit score and a steady job, think again. Banks and NBFCs have a whole playbook of evaluation criteria – some you know about, many you don’t. This festive season, as you prepare to make that dream home purchase, let me […]Read More
Real Estate – Property, Investments & Market Insights
Welcome to the Real Estate section of Life and More, your resource for informed property decisions and real estate investment guidance. Explore articles on market trends, buying and selling tips, investment strategies, and property management.
Whether you’re a first-time buyer, a seasoned investor, or someone exploring luxury and commercial properties, this page provides expert insights, practical advice, and industry updates to help you make smart choices.
Stay informed about the evolving real estate landscape and discover opportunities to invest, grow, and thrive in the property market.
Team L&M India’s retail real estate sector is on the brink of a major transformation.The country’s Real Estate Investment Trust (REIT) ecosystem is still dominated by commercial office assets. But, the next wave of growth can come from retail malls, shopping centres, and mixed-use developments. Consolidation of quality retail assets, steady consumer spending, and rising […]Read More
Akash Pharande, As India’s cities expand, redevelopment projects are rapidly reshaping our cities’ skylines. But, this transformation invariably brings some serious challenges with it – that of natural ecosystems being urbanised. It is widely acknowledged that modern construction consumes significant resources. Buildings consume nearly a third of available potable water, as much as 1/4th of […]Read More
Anil Pharande Experienced real estate investors recognize that anticipating obstacles is equally important as identifying opportunities. Ignoring possible dangers might reduce profitability and jeopardize long-term objectives. Let’s look at eight of the most pressing challenges, as well as concrete measures for protecting your returns. Rising cost of capital – reduces real returns Borrowing costs […]Read More
Team L&M Skyrocketing home prices across cities have been a major pain point for Indian home seekers over the past few years – but there are notable exceptions, reveals the ANAROCK Consumer Sentiment Survey for H1 2025. “City-wise trends indicate that while residential property seekers across cities are extremely concerned about the rising prices in their […]Read More
Team L&M Investing in any kind of property is a very big decision considering the time and resources involved. This is why it is important to choose only the best architect for your property. Some of the best qualities that make the top architect are listed below. Important Qualities to Look for While Choosing Your […]Read More
Anuj Puri The forthcoming GST changes, which will go into effect from September 22, 2025, will have a positive impact on the Indian residential, retail, and office real estate sectors. Residential Real Estate Lower construction costs – Reduced GST on construction materials like cement can reduce construction costs by as much as 3-5%. Developers, especially those […]Read More
Akash Pharande India’s housing sector is at a critical turning point. Two major policy changes—GST reforms in real estate and the 50% US tariffs on Indian goods—are set to reshape housing demand, affordability, and supply. While GST reforms may reduce construction costs, rising tariffs could offset these gains. The overall impact will vary across affordable […]Read More
Cities Underwater – How Infrastructure Failures Swamp Pune and Mumbai
Akash Pharande Pune and Pimpri-Chinchwad have emerged as two of India’s fastest-growing real estate markets. In just five years, home sales in Pune rose from 60,000 in 2019 to 90,000 in 2024. This marks a sharp 50% increase. While this real estate boom has boosted the local economy, it has also exposed serious urban infrastructure […]Read More
The Hidden Cost of Water: Unseen Leakages in Residential Communities
Team L&M Housing societies are the backbone of urban life in India’s burgeoning metropolises. Though amenities, security, and appearance are concerns for most owners, there’s a common concern still burdening them economically and ecologically—internal leakage in housing society infrastructure. Those which are not visible to the naked eye may appear to be small, but silently […]Read More